Consumer Information Update

This page will include information with tips on using Please check back frequently, as we are making improvements to the site each day.

Update as of April 18, 2014 at 12:01am

The open enrollment period to purchase a qualified health plan is now closed. You will no longer be able to complete plan shopping online after Saturday, April 19, at 10 p.m.

The next open enrollment will begin Nov. 15, 2014, for 2015 coverage.

Medicaid and MCHP (Maryland Children’s Health Insurance Plan) is open year round for eligible persons and family members.

If you are eligible for a qualified health plan (not Medicaid or MCHP), you may be eligible to enroll in a plan this year if you or a family member experiences a qualifying event. This includes changes such as marriage, divorce, loss of a job, change in income, or loss of current coverage.

Please visit our website for more information about qualifying events. Call us at 1-855-642-8572 to report your qualifying life event, determine eligibility for a special enrollment period and enroll in a health plan.

Please note, the online marketplace will be unavailable 12-12:15 p.m. daily and occasionally at other times as we conduct maintenance and test improvements in performance.

Enrollment, Effective Date and Payment Deadlines

Please see the following chart for enrollment deadlines for qualified health plans. As a reminder, enrollment for Medicaid is year round.

Enrollment Deadline
Coverage Effective Date
Payment Deadline
January 18, 2014February 1, 2014February 15, 2014
February 18, 2014March 1, 2014March 15, 2014
March 18, 2014April 1, 2014April 15, 2014
March 31, 2014May 1, 2014May 15, 2014

Timing of Payments and Insurance Company Contacts

Learn more about when payment is due for your coverage to start and how to get help from the insurance company you chose with this guide.

Check which physicians are in which plans

If you are interested in understanding which health plans a particular doctor participates in, please visit – a new service sponsored by Maryland Health Connection. This service substitutes for the (future) physician search feature in Maryland Health Connection, which is not yet active and will not return the names of physicians at this time.


Maryland Health Connection has partnered with insurance brokers throughout the country who can help you understand your insurance plan options. These licensed professionals have the knowledge and experience to guide you through the process of selecting a plan that works for you and your family. A directory of insurance brokers authorized by Maryland Health Connection is available to help you find the plan. The directory will be updated weekly as more authorized insurance brokers ask to be included.

Consumer Support Center Call Volume

Maryland Health Connection’s consumer support center sometimes experiences high call volumes and wait times can be longer than anticipated. During this time you can get assistance from the following resources:

  • Online: For general information visit
  • In-Person: Our local consumer assistance organizations offer in-person assistance throughout Maryland. Contact information and hours of operation are available at

Password Reset, User Name Update or Changing Security Questions

You can retrieve your username if you forgot it; change your password; or change your security questions after you have created an account if you need to. See this step by step guide or call the consumer support center for help at 1-855-642-8572 or 1-855-642-8573 for people who are deaf or hard of hearing.

Resuming an Application

Upon returning to Maryland Health Connection to finish a previously started application, DO NOT click on the “Click Here to Apply Now” button. Instead, click the “Resume Application” button on the home page and then on “resume application” on the following page to continue your application.


For the best consumer experience online use Internet Explorer v8 or v10 or Firefox until an update is provided on any changes to the Chrome experience.

Application Tip: COUNTY REQUIRED

When filling out the application, if you provide a Maryland address, you will be required to provide the appropriate county. While this field is not marked with an asterisk, it is required in this situation.

Review out-of-pocket costs carefully

The application’s built in calculator may underestimate total out-of-pocket costs in some cases. Remember that if you are eligible for reductions in cost sharing, only silver plans will qualify. So a bronze plan might cost less in premium, but more in total out of pocket cost. We expect this to be fixed in the very near future, so if you would prefer, please check back in the next several weeks.


Our system has been upgraded to support the following conditions:

  • Non-parent caretakers
  • Nineteen year olds who were foster children on their 18th birthday
  • Primary applicants with an out-of-state fixed address
  • Households with a tax filer who is claimed as a dependent on a non-household member’s tax return
  • Individuals who have access to employer-sponsored coverage and are seeking financial assistance
  • Complex households with 6 or more members (i.e. households other than two-parent, four or more child households)

Let us know how it goes

Like all new software programs on their launch, the application may have some bugs and glitches. If you run into any issues, you can provide feedback at