Small Business

How We Help

Maryland Health Connection – A healthy business needs a healthy team

healthy businesses needs a healthy teamWe know staying healthy is important business, especially if you’re running your own. So we’ve made it simple for you to shop for health coverage for your small business. Offering your employees options in health coverage can help set your business apart. Find out more about how we provide small business health coverage assistance.


Why Maryland Health Connection?

  1. Help save your business money. Qualified businesses with fewer than 25 employees can access federal tax credits to help pay up to 50 percent of premium costs. Reduce your costs by finding out if your business may be eligible for tax credits to help pay for employees’ coverage.
  2. Simplify your choices. You can do a side-by-side comparison of health plans, benefits, premiums and coverage levels, making it easier to find the plan that aligns with your business budget and employee healthcare priorities.
  3. Offer a selection of health plans. Expand your employees’ options and let them choose health plans offered by several of the state’s leading insurance companies.
  4. Control cost. You can set the contribution amount you are willing to pay toward premiums and let employees choose the insurance company of their choice at that metal level. You’ll make a single monthly payment to Maryland Health Connection, regardless of the plan you select.

Does my business have to participate in Maryland Health Connection?

small business coverage requirementsAs a small business, you are not required to offer coverage. If you require small business health coverage assistance, your small business may get health coverage in the Small Business Health Options Program (SHOP) marketplace beginning in 2014.


Maryland Small Business Health Care Tax Credits Calculator

health care tax credits calculatorWant to find out if you are eligible for any tax credits and the amount you can expect?  Use our Small Business Health Care Tax Credit Calculator.  Please keep in mind that the results are simply an estimate.  Consult with your tax advisor or accountant to learn if you qualify.


It’s good to know:

Beginning in 2014, the only way you can get federal tax credits and subsidies to lower your insurance costs is by enrolling through Maryland Health Connection. You cannot get this financial help if you enroll anywhere else.


Help is available

It’s good to know that someone can help you navigate new territory. That’s why we have nearly 1,500 trained and authorized brokers statewide to help you and your small business when you are reviewing your health coverage options at Maryland Health Connection. Whether you just need a question answered or you need a face-to-face meeting with an authorized broker, call our consumer support center at 1-855-642-8572 for someone near you.