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Already covered? Your next steps during open enrollment

Marylanders who already have a plan through Maryland Health Connection should take a few important steps during the annual open enrollment period, going on now through December 15 for 2018 health and dental insurance.

Beat the rush, and check off these five to-do’s:

1. Check the mail.

If you’re currently enrolled in a qualified (private) health plan, we recently sent you a renewal notice by mail or in your online account inbox.

The notice will tell you what plan you’re enrolled in for 2018 and your estimated costs. It also will tell you how much financial help you qualify for, based on your current application.

The notice also outlines any special steps you need to take. Some people (for example, 26-year-olds enrolled in their family’s plan) have coverage that will end December 31 unless they come back to complete a new application and select a plan.

Note: If you’re already enrolled in Medicaid/MCHP, you don’t need to take any action right now unless you have received a notice telling you to renew coverage. Medicaid/MCHP enrollees generally renew coverage every 12 months.

2. Update your information with us.

Log into your account at MarylandHealthConnection.gov and use the “Change My Information” button to make changes to your application, such as updating your address or income.

While you’re updating your contact information, you also can sign up for text reminders and receive alerts from us on your mobile device. Or, sign up any time by texting the word “MHC Updates” to 468311.

3. Review your new plan options for 2018.

Once you’ve updated your information, you’ll confirm your current plan enrollment. Then you’ll see the 2018 plans available for you and plan costs.

You may be surprised at increased savings for next year. Many Marylanders will see a higher tax credit for next year. Compare plans and benefits carefully; a Gold plan (which offers greater benefits) may actually cost you less than a Silver plan.

Before you enroll, remember to call your doctor’s office to confirm they accept your plan for 2018. You also can find out which doctors accept the plan by checking with your insurance company or using our provider search.

4. Ask us for help!

If you’re not sure which plan is best for you next year, or even how to make changes in your information or coverage, we can help. Use our mobile app or search here for free help near you from an authorized insurance producer or a consumer assistance organization. We have trained experts throughout Maryland who can answer questions and help you enroll.

We’re also hosting “Last Chance” enrollment events from December 8-10 to help you sign up before the final deadline. Find your local event or sign up here for email reminders about events and enrollment deadlines.

Of course, you can always call us toll-free at 1-855-642-8572 or even send us a message on Facebook or Twitter.

5. Don’t forget to cover your teeth.

Good dental care is an important part of your overall health. All of our health plans and Medicaid already include pediatric dental, so your kids are covered, but you can also buy a family dental plan during open enrollment through your online account.

If you’re enrolled in Medicaid or MCHP, dental coverage is free for pregnant women, children enrolled in Medicaid, and adults in Rare and Expensive Case Management (REM). Some managed care organizations offer limited dental coverage for adults 21 and older.

Learn more here about dental plans, and be sure to sign up by December 15 so you can start 2018 with a smile.

About Maryland Health Connection

Maryland Health Connection is Maryland’s official health insurance marketplace for individuals and families to compare plans and enroll in health and dental coverage. It’s the only place to get financial help with health insurance. See if you qualify for financial help like tax credits or Medicaid/MCHP to make health insurance more affordable.

Visit MarylandHealthConnection.gov to enroll, or download our free Enroll MHC mobile app for Android and iPhone.

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