Home / FAQ

Blog Archives

I'm currently enrolled in a Qualified Health Plan and receive premium assistance, but I’m turning 65 soon and will be eligible for Medicare. Can I keep my QHP?

If you are already enrolled in a qualified health plan, you may not be disenrolled when you turn 65 and are eligible for Medicare. You may remain enrolled in your qualified health plan coverage as long as you pay your premium, but once eligible for Medicare, you will no longer …

Read More »

How can qualified aliens who are over 65 but who do not meet the five-year bar get health care coverage?

Even though they are older than 65, recent lawfully present immigrants are eligible to buy Qualified Health Plan coverage through Maryland Health Connection. Just like other applicants who cannot qualify for Medicaid because they do not meet the five-year bar, they may qualify for advanced premium tax credits (APTC) and …

Read More »

I am over 65 but do not qualify for premium-free Medicare. What options do I have to buy coverage?

U.S. citizens and lawful permanent residents at least age 65 between 100% and 400% FPL ($11,770 to $47,080 for an individual in 2016), who have been in the U.S. for five years, may buy-in to Medicare if they don’t have the work history to qualify for premium-free Medicare, or they …

Read More »

Can an individual enrolled in Medicare purchase a Qualified Health Plan through Maryland Health Connection?

No. Maryland Health Connection cannot sell individuals who are already enrolled in Medicare Part A and/or Part B (regardless of whether Medicare is at no cost or has a premium) any Qualified Health Plan coverage because it would duplicate their Medicare benefits. These individuals also are not eligible for advanced …

Read More »

Can an individual who qualifies for Medicare but is not currently enrolled in Medicare still enroll through Maryland Health Connection?

Yes; however, an individual is not eligible for a financial assistance program through Maryland Health Connection if they are eligible to enroll in Medicare Part A at no cost because they are considered to have “minimum essential coverage.” These individuals may only enroll in a Qualified Health Plan without financial …

Read More »

Can an individual who is age 65 or older and enrolled in Medicare also be eligible for Medicaid?

Yes; if you are 65 or older and receiving Medicare, and you meet certain income and asset limits, you may apply for a Medicaid program to help low-income Medicare recipients. You can apply for these programs (Qualified Medicare Beneficiary or Specified Low-Income Medicare Beneficiary) at a local Department of Social …

Read More »

If I am 65 or older, can I apply for health insurance through Maryland Health Connection?

The vast majority of people 65 or older who are eligible for Medicare or are enrolled in Medicare are not eligible to enroll in health coverage through Maryland Health Connection. In general, most people get Medicare Part A (Hospital Insurance) for free, but some have to pay a premium for …

Read More »

I am under 65 and living with a permanent disability. I have been receiving Social Security disability insurance (SSDI) payments for a year, but I am required to wait another 12 months before I can go on Medicare due to the two-year waiting period for people receiving SSDI payments. Can I purchase coverage through Maryland Health Connection?

Yes, you almost certainly are eligible for coverage through Maryland Health Connection. We strongly encourage you to apply. Depending on your income, you may qualify for Medicaid or premium tax credits and cost-sharing reductions. Remember that once you become eligible for Medicare, you should report this change to Maryland Health …

Read More »

What if I’m on Medicare?

If you are on Medicare, you don’t need to do anything. You are considered covered and have satisfied the requirement to have health insurance. When you file your taxes, you will not owe a penalty for failure to have health coverage. In fact, companies that sell qualified health plans are …

Read More »