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Is anyone exempt from the tax penalty?

Some people are exempt from the requirement to have health coverage and do not have to pay a fee (sometimes called "the penalty") even if they remain uninsured. Depending on the reason for requesting an exemption, you will need to apply for an exemption when you file your federal taxes …

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Are students exempt from the tax penalty?

College students have several choices for health coverage. But there’s no special student exemption from the mandate penalty for failure to have insurance. If you’re covered by your school’s student health plan, in most cases you’re considered covered under the health care law. You won’t have to pay the penalty …

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If I want to avoid the tax penalty, what kind of coverage do I need?

If you are covered by any of the following throughout the year (considered “minimum essential coverage”), you will not have to pay a tax penalty: Any plan you get through Maryland Health Connection or any individual insurance plan you already have Any employer plan that qualifies as minimum essential coverage, …

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What are the tax penalties for small businesses that do not offer employees health coverage?

If you are a business owner with fewer than 50 full time or full-time-equivalent (FTE) employees, you are not required to offer health insurance to your employees. And, you will not have to pay a penalty if you do not provide insurance to your employees. Your employees can get health …

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Would a U.S. citizen living outside the U.S. need to pay the penalty if they do not have health insurance coverage?

U.S citizens who live abroad for at least 330 days within a 12-month period are not required to pay a penalty if they do not have health insurance. Instead, they are treated as having minimum essential coverage for the whole year even if they are actually not enrolled in coverage …

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What are the tax penalties for individuals and how will they be assessed?

For each month that you did not have coverage, you will be assessed a penalty equivalent to 1/12 of the yearly penalty. The federal government has set the following yearly tax penalties for individuals who do not have coverage: For 2014, 1% of your gross household income over the federal …

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When do I need to have coverage to avoid a tax penalty?

To ensure that you have coverage for the entire year, you should enroll in a qualified health plan by December 15 for coverage that will begin on January 1. Under federal law, you will not face a penalty if you are uninsured for less than three months. But, since it …

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Who will be subject to a tax penalty for failure to have insurance?

As of January 1, 2014, most U.S. residents are required to have health coverage.  You (and each person in your tax household who doesn’t have coverage) may be assessed a tax penalty unless you apply for and qualify for an exemption. Learn more here about the penalty, exemptions, and download forms …

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