If I participate in an ICHRA, can I still receive the advance premium tax credit?

No. If you are offered coverage through an ICHRA, and the ICHRA is determined affordable, you will not be eligible for advance premium tax credit (APTC). You should use the ICHRA worksheet to determine if the ICHRA is affordable for you. You can receive APTC only if your ICHRA is not deemed affordable according to the worksheet.

If you have questions about the affordability of an ICHRA, speak to your employer.