What coverage is offered for women who are pregnant or plan to get pregnant?

All plans through Maryland Health Connection and Medicaid plans cover pregnancy and childbirth (which include services provided before and after your child is born). This is true even if your pregnancy begins before your coverage takes effect.

Medicaid and Pregnancy/Childbirth

You can sign up for Medicaid at any time if you meet income and other eligibility criteria (PDF). You can apply for Medicaid at any point during your pregnancy; it does not matter if it is outside the open enrollment period. If you think you may qualify for Medicaid, it is best to apply as soon as possible.

Qualified Health Plans and Pregnancy/Childbirth

Health plans must provide a Summary of Benefits and Coverage document, which describes how the plan covers the costs of having a baby. You’ll see a link to a summary when you compare plan details or when you preview plans and prices before you apply through Maryland Health Connection.

Beginning January 1, 2020, becoming pregnant is considered a life event that triggers a special enrollment period to enroll in a qualified health plan through Maryland Health Connection outside of Open Enrollment or to change your current health plan. Once you choose a plan, you can choose an enrollment effective date of the first of the month in which you learned you were pregnant or the first of the month in which you make your plan selection. If you are already enrolled and become pregnant, this qualifying event allows you to choose a different plan, but the effective date of the new plan will be the first of the following month if you choose between the 1st and the 14th of the month, or the first of the next following month if you choose between the 15th and the end of the month.