Home » FAQ » Disponible en inglés: I’m under 26 and eligible to be covered as a dependent under my mom’s job-based health policy. My mom no longer claims me as a tax dependent. I plan to file my own taxes, though my income isn’t very high. If a subsidized qualified health plan through Maryland Health Connection would be even more affordable to me, can I sign up for that instead? ES

Disponible en inglés: I’m under 26 and eligible to be covered as a dependent under my mom’s job-based health policy. My mom no longer claims me as a tax dependent. I plan to file my own taxes, though my income isn’t very high. If a subsidized qualified health plan through Maryland Health Connection would be even more affordable to me, can I sign up for that instead? ES

Disponible en inglés: Yes. Although the general rule is that people are not eligible for subsidies through Maryland Health Connection when they are also eligible for affordable job-based health coverage, there is a special rule for young adults under 26.

As long as a young adult under 26 is not claimed as a tax dependent by his or her parents, the availability of dependent coverage under her parents’ health plan does not affect her eligibility for premium tax credits through Maryland Health Connection.