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What are Medicaid, Maryland Children’s Health Program (MCHP), and MCHP Premium?

Medicaid is a joint federal-state program that provides health coverage, long term care, and supplemental assistance with Medicare costs to low-income children, adults, parents, caretaker relatives, adults without dependent children, pregnant women, and the aged, blind, and disabled. In Maryland, Medicaid (also called Medical Assistance or “MA”) is administered by the Department of Health and Mental Hygiene.

The Maryland Children's Health Program (MCHP) provides access to health insurance coverage for higher income uninsured children up to age 19, under 200% FPL through the Maryland Managed Care Program, HealthChoice. MCHP does not require the payment of a premium.

MCHP Premium is low-cost health insurance coverage for higher-income children up to age 19 between 200% FPL and 300% FPL. MCHP Premium provides access to health insurance coverage for eligible uninsured children through the Maryland Managed Care Program, HealthChoice, for a modest monthly premium.

You may make an MCHP Premium payment online at http://dhmh.maryland.gov/payments.

The premium amount charged for MCHP Premium is assessed per family, not per child. The 2016 premium amounts are:

  • Premium for families between 200-250% FPL: $53 per month
  • Premium for families between 250-300% FPL: $66 per month
  • American Indians do not have to pay a monthly premium to enroll in MCHP Premium.