If I want to avoid the tax penalty, what kind of coverage do I need?

If you are covered by any of the following throughout the year (considered “minimum essential coverage”), you will not have to pay a tax penalty:

  • Any plan you get through Maryland Health Connection or any individual insurance plan you already have
  • Any employer plan that qualifies as minimum essential coverage, including COBRA or retiree plans
  • Medicare (Part A)
  • Medicaid
  • MCHP or MCHP Premium
  • Most Veterans Affairs Health Programs
  • Peace Corps Volunteer Plans
  • Other plans may also qualify. Ask a Maryland Health Connection representative if you’re not sure.