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Why do I need Form 1095-B?

Under the Affordable Care Act, most people are required to have health coverage that meets certain minimum standards, or else they may pay a penalty for being uninsured. The Form 1095-B is proof that you meet this requirement.

If you file taxes, you will check a box on your tax return to indicate you had health coverage; you do not need to send Form 1095-B with your taxes. Keep the form in your records.