Maryland's Official Health Insurance Marketplace

I am under 65 and living with a permanent disability. I have been receiving Social Security disability insurance (SSDI) payments for a year, but I am required to wait another 12 months before I can go on Medicare due to the two-year waiting period for people receiving SSDI payments. Can I purchase coverage through Maryland Health Connection?

Yes, you almost certainly are eligible for coverage through Maryland Health Connection. We strongly encourage you to apply. Depending on your income, you may qualify for Medicaid or premium tax credits and cost-sharing reductions.

Remember that once you become eligible for Medicare, you should report this change to Maryland Health Connection. You will no longer be eligible for premium tax credits or cost-sharing reductions.

Depending on your income, you may be eligible for assistance with your Medicare premiums, copays, and deductibles by applying for the Qualified Medicare Beneficiary (QMB) and Specified Low-Income Medicare Beneficiary (SLMB) Programs. For an application, call the Medicare Buy-In Program at 1-800-638-3403 or you can visit your local Department of Social Services to complete a QMB/SLMB application once you are enrolled in Medicare.