Maryland's Official Health Insurance Marketplace

I’m leaving my job and will be eligible for COBRA. Can I shop for coverage and subsidies on Maryland Health Connection instead?

Yes, leaving your job and losing eligibility for job-based health coverage will trigger a special enrollment period. You will have 60 days starting from the date you lose your employer health coverage to alert the Maryland Health Connection to this change in your circumstances and select a qualified health plan, if eligible to enroll.

You can apply for Maryland Health Connection health plans and may qualify (depending on your income) for premium tax credits and cost-sharing reductions during that period. If you enroll in COBRA coverage through your former employer, however, you will need to exhaust your COBRA benefits, otherwise qualify for a special enrollment period, or wait until the next open enrollment period (whichever comes first) if you want to switch to a Maryland Health Connection plan.