The #GetCovered Generation
You’re in charge of your health and your future. #GetCovered with medical care that prepares you for life’s changes.
We have free or low-cost options.
When you apply through Maryland Health Connection, you’ll find out if you can get financial help to lower the cost of health insurance. Last year, nine in 10 people did!
- Tax credits that will lower the cost of your monthly insurance premium
- Cost savings that will lower your out-of-pocket health care costs
- Free or low-cost health care through Medicaid or the Maryland Children’s Health Program (MCHP).
Why #GetCovered anyway?
Accidents happen! Health insurance provides coverage for the unexpected, from minor illnesses to emergencies.
Health insurance is a contract between you and your insurance company. You buy a plan, and the company agrees to pay part of your medical costs when you get sick or hurt.
(You know you should!)
You can get preventive care, like wellness visits and flu shots, for free. Plus, health plans through Maryland Health Connection cover essential health benefits such as doctor visits, hospitalizations and prescriptions.
What you need to know
If you’re under 30, you can buy a Catastrophic health plan.
These plans cost less than other plans but have a high deductible and protect you only from very high costs in the event of a major illness or injury.
You can’t be denied coverage because of a pre-existing condition, such as cancer, asthma or HIV.
You can stay on your parent’s plan up to age 26, even if you are:
- Not living with your parents
- Attending school
- Not financially dependent on your parents
- Eligible to enroll in your employer’s plan
Major life events may allow you to enroll in coverage any time, even outside of Open Enrollment.
- Getting married or divorced
- Having a child, adopting a child, or placing a child for adoption or in foster care
- Certain changes in income
- Moving to or from Maryland, and certain moves within the state
- Certain losses of other health coverage
- Turning 26 years old if you’re enrolled through your parent's plan
Having a baby means you can enroll any time of year.
- Changes in your family size like having a baby, adopting, or placing a child for adoption or in foster care mean you can enroll in a new plan within 60 days, even if it’s outside of the annual Open Enrollment period.
- Plans cover key benefits like pregnancy care, childbirth, and pediatric care.
If you’re a college student with access to a student health plan, you can enroll through Maryland Health Connection instead if you’d like.
You may qualify for lower costs based on your income. When applying, choose “No” when answering whether you currently have health coverage, even if you have a student health plan now and plan to drop it in order to enroll in a plan through us.