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Using Your Medicaid or MCHP Coverage

If you've recently enrolled in Medicaid or Maryland Children’s Health Program (MCHP), here are three easy steps to use your new health insurance coverage.

Keep Your Insurance Card and Choose a Provider.

Keep your Medical Assistance (MA) card. You will receive a paper red and white card in the mail within 14 days of enrolling. Do not throw away this card. Even if you haven’t received your card yet, you can still get medical services by using your MA number.mchp for kids in maryland

If your application is complete and verified, you will receive an enrollment packet in the mail to choose a managed care organization (MCO) to provide your care.

See what MCO your doctor accepts. You can call your doctor directly to ask which MCO they take, or you can search online to find doctors who accept your MCO.

Pick an MCO to provide your care. Choose an MCO that your preferred doctor accepts. If you do not pick an MCO when you apply, the state will choose one for you.

You can enroll any of these ways:

  1. Visit MarylandHealthConnection.gov and log into your account.
  2. Download our free mobile app, Enroll MHC.
  3. Call us at 1-855-642-8572 (Deaf and hard of hearing use Relay service).
  4. Request an enrollment kit be mailed to you (you can do so in your online account or by calling us).

The MCOs that you can choose are:

  • Aetna Better Health of Maryland
  • AMERIGROUP Community Care
  • Jai Medical Systems
  • Kaiser Permanente
  • Maryland Physicians Care
  • MedStar Family Choice
  • Priority Partners
  • UnitedHealthcare
  • University of Maryland Health Partners

how to use mchp

Understand Your Coverage.

Your MCO covers these services and more:

  • Visits to the doctor, including regular checkups and specialists
  • Pregnancy care
  • Family planning and birth control

Maryland Children’s Health Program (MCHP) gives full health benefits for children up to age 19. Benefits for children include these and more:

  • Doctor visits (wellness and sick care)
  • Lab work and tests
  • Vision care
  • Immunizations (shots)
  • Prescription medicines
  • Hospital and emergency services
  • Primary mental health services through your doctor
  • Dental care through the Maryland Healthy Smiles Dental Program

mchp directions

Find a Doctor Who Accepts Medicaid or MCHP.

Find a doctor in your plan. Search online at marylandhealthconnection.gov/find-a-doctor and call your doctor to be sure they accept your MCO.

Make an appointment. When you make a doctor’s appointment, let them know you are enrolled in Medicaid or MCHP and give them the name of your MCO.

Get ready for your first appointment. After you find a doctor and schedule your first appointment, bring the following:

  1. Your red and white Medical Assistance card, and your MCO card
  2. A list of any medications you are currently taking

Tell Us About Changes in Your Family or Income

After you enroll, it’s important to tell Maryland Health Connection right away if you’ve had changes in your household or income to be sure you are receiving the right coverage and financial help. Update your online application, call us at 1-855-642-8572 (Deaf and hard of hearing use Relay service), or find free, in-person help at MarylandHealthConnection.gov/find-help.

Changes you should report include:

  • Getting married or divorced
  • Having a child, adopting a child or placing a child for adoption or in foster care
  • Certain changes in income
  • Moving to Maryland, and certain moves within the state
  • Having a change in disability status
  • Gaining or losing a dependent
  • Certain losses of other health coverage (such as employer ending coverage, loss of job or leaving a job that provides coverage)
  • Turning 26 years old if you are enrolled in coverage through your family's plan

You should also report other changes that may not affect your eligibility, such as changes to your address and corrections to your name, date of birth or Social Security Number. Learn more here.

About Maryland Health Connection

Maryland Health Connection is Maryland’s official health insurance marketplace for individuals and families to compare plans and enroll in health and dental coverage. It’s the only place to get financial help with health insurance. See if you qualify for financial help like tax credits or Medicaid/MCHP to make health insurance more affordable.

Visit MarylandHealthConnection.gov to enroll, or download our free Enroll MHC mobile app for Android and iPhone.

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