The Platinum, Gold, Silver, and Bronze plan categories cover different percentages of your medical expenses. These major types of coverage are designed to make it easier for you to compare plans. Health insurance plans that cover more of your expenses when you receive health care services – for example, when you visit the doctor or go to the hospital – will typically have a higher monthly premium.
If I'm enrolled in a plan this year, do I need to shop again for next year?
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