Generally, your household includes the people you put on your tax form: you, your spouse, and any children or relatives you financially support.
When filling out your application, do include:
- Your spouse;
- Your children who live with you, even if they make enough money to file a tax return themselves;
- Your unmarried partner who needs health coverage;
- Anyone you include on your tax return as a dependent, even if they don’t live with you ; and
- Any relative under 21 who you take care of and lives with you.
When filling out your application, don't include:
- Your unmarried partner who doesn’t need health coverage and is not your dependent;
- Your unmarried partner’s children if they are not your dependents;
- Your parents who live with you, but file their own tax return and are not your dependents;
- Other relatives who file their own tax return and are not your dependents; or
- Roommates and other unrelated people who are not your dependents.
To learn about who qualifies as a dependent, refer to IRS Publication 501.
|Relationship||Include in household?||Notes|
|Dependent children, including adopted and foster children||Yes||Include any child you’ll claim as a tax dependent, regardless of age.|
|Children, shared custody||Sometimes||Include children whose custody you share only during years you claim them as tax dependents.|
|Non-dependent child under 26||Sometimes||Include them only if you want to cover them on your Maryland Health Connection plan.|
|Unborn children||No||Don’t include a baby until it’s born. You have up to 60 days after the birth to enroll your baby.|
|Dependent parents||Yes||Include parents only if you’ll claim them as tax dependents.|
|Dependent siblings and other relatives||Yes||Include them only if you’ll claim them as tax dependents.|
|Spouse||Yes||Include your legally married spouse. In most cases, married couples must file taxes jointly to qualify for savings.|
|Separated spouse||Yes||Include a separated spouse, even if you don't live together, unless you're legally divorced.|
|Divorced spouse||No||Don't include a former spouse, even if you live together.|
|Spouse, living apart||Yes||Include your spouse, even if you're separated, unless you’re legally divorced. (See next row for an important exception.)|
|Spouse, if you’re a victim of domestic abuse, domestic violence, or spousal abandonment||Not required||In these cases, you don’t have to include your spouse.|
|Unmarried domestic partner||Sometimes||Include an unmarried domestic partner only if you have a child together or you’ll claim your partner as a tax dependent.|
|Roommate||No||Don’t include people you just live with — unless they’re a spouse, tax dependent, or covered by another exception in this chart.|