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Who is included in my “household” when I complete a Maryland Health Connection application?

Generally, your household includes the people you put on your tax form: you, your spouse, and any children or relatives you financially support.

When filling out your application, do include:

  • Yourself;
  • Your spouse;
  • Your children who live with you, even if they make enough money to file a tax return themselves;
  • Your unmarried partner who needs health coverage;
  • Anyone you include on your tax return as a dependent, even if they don’t live with you ; and
  • Any relative under 21 who you take care of and lives with you.

When filling out your application, don't include:

  • Your unmarried partner who doesn’t need health coverage and is not your dependent;
  • Your unmarried partner’s children if they are not your dependents;
  • Your parents who live with you, but file their own tax return and are not your dependents;
  • Other relatives who file their own tax return and are not your dependents; or
  • Roommates and other unrelated people who are not your dependents.

To learn about who qualifies as a dependent, refer to IRS Publication 501.
 

Relationship Include in household? Notes
Dependent children, including adopted and foster children Yes Include any child you’ll claim as a tax dependent, regardless of age.
Children, shared custody Sometimes Include children whose custody you share only during years you claim them as tax dependents.
Non-dependent child under 26 Sometimes Include them only if you want to cover them on your Maryland Health Connection plan.
Unborn children No Don’t include a baby until it’s born. You have up to 60 days after the birth to enroll your baby.
Dependent parents Yes Include parents only if you’ll claim them as tax dependents.
Dependent siblings and other relatives Yes Include them only if you’ll claim them as tax dependents.
Spouse Yes Include your legally married spouse. In most cases, married couples must file taxes jointly to qualify for savings.
Legally separated spouse No Don’t include a legally separated spouse, even if you live together.
Divorced spouse No Don't include a former spouse, even if you live together.
Spouse, living apart Yes Include your spouse unless you’re legally separated or divorced. (See next row for an important exception.)
Spouse, if you’re a victim of domestic abuse, domestic violence, or spousal abandonment Not required In these cases, you don’t have to include your spouse.
Unmarried domestic partner Sometimes Include an unmarried domestic partner only if you have a child together or you’ll claim your partner as a tax dependent.
Roommate No Don’t include people you just live with — unless they’re a spouse, tax dependent, or covered by another exception in this chart.