Maryland's Official Health Insurance Marketplace

Preferred Provider Organization (PPO)

A PPO is a type of health insurance plan where you have the choice of getting care from in-network or out-of-network providers. You’ll pay less if you use providers in the plan’s network. If you have a PPO plan, you can visit any primary care doctor or specialist without getting a referral, and you do not need to select a doctor to be your primary care physician to coordinate your care. Generally these are the most expensive plans a health insurance carrier offers.