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Renewal

Renew or Change Your Plan for 2017

Renewals Postcard

If you had a 2016 plan through Maryland Health Connection, you can renew, change, or update your plan for 2017 until January 31, 2017.

A notice in the mail or your online account will explain if you need to choose a new plan for 2017 or take any special steps to avoid losing coverage.

Your important next steps

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Update your Maryland Health Connection application.

Review your information at MarylandHealthConnection.gov carefully, and use the “Change My Information” button if anything has changed.

If you don’t update your income and household information, your premium tax credit and other savings could be wrong for 2017.

See what changes to report

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Decide if you want to stay enrolled in this plan or choose a different one.

Plans and prices change every year. You may find a 2017 plan that is better for you and your family, especially if your current plan’s premium increased or you’ve had or expect income or household changes.

If you’re changing plans, be sure to check with your doctor to be sure they accept the new plan, so you pay less for services.

Tips on choosing a plan

Compare 2017 plans now

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Get free help understanding your options.

If you’re not sure what steps you need to take, or want free help updating your information or choosing a plan for next year, call us at 1-855-642-8572 (TTY: 1-855-642-8573), or find free help near you.

Medicaid and MCHP renewals

If anyone in your household is enrolled in Medicaid or the Maryland Children’s Health Program (MCHP), they will get a separate notice before their renewal period.

How do I change plans or report a change in my information?

Log into your account at MarylandHealthConnection.gov, and use the “Change My Information” quick link. You should review the information carefully, make any changes needed, and then proceed through the rest of the application to complete the enrollment process.

You should make any changes by December 15 for them to be applied effective January 1. You may report additional changes or change your 2017 plan between November 1, 2016 and January 31, 2017.

Any changes you make to your application in 2016 may also affect your eligibility for coverage and financial help in 2017.

(If any family members are covered through Medicaid, be sure to state in your application that they are applying for health coverage so that their coverage is not canceled.)

Monthly billing

If you change insurance companies through Maryland Health Connection for 2017, you do not need to call to cancel your old plan, but you should stop automatic debits of your monthly bill before the end of the year, after you pay your December 2016 premium.

When will my new plan start?

If you select a new plan during Open Enrollment by December 15, 2016, your new coverage will begin January 1, 2017.

If you select a new plan between December 16, 2016 and January 15, 2017, your new coverage will begin February 1, 2017. If you select a new plan between January 15, 2017 and January 31, 2017 (the end of Open Enrollment), your new coverage will begin March 1, 2017.

What if I want to end my health insurance coverage through Maryland Health Connection?

If you no longer want to be enrolled in any plan through Maryland Health Connection (or Medicaid if you were found eligible) for 2017, log into your account at MarylandHealthConnection.gov between November 1 and December 31 to select “End My Coverage” and then select 2017 coverage.

Please note, if you were renewed into coverage for January 1 and do not want this plan, be sure to cancel it by December 31 and select a different plan by January 31. You will have a gap in coverage before your new plan starts if you do not pick a new plan by December 15.

If you don’t want coverage through Maryland Health Connection in 2017, it’s important to cancel your plan or you may be responsible for bills next year.