Changes may be coming to your health insurance. Here’s what you need to know.
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Changes may be coming to your health insurance. Here’s what you need to know.
In 2026, Maryland residents of any age with incomes up to 400% federal poverty level (FPL) may be able to receive help paying for their monthly health insurance costs thanks to a new state program. This financial help is in addition to the Advance Premium Tax Credit (APTC or “federal financial help”).
Are you eligible for state financial help?
The amount of financial help you receive will vary based on your income, family size, and ZIP code. Find out if you qualify for the Maryland premium assistance with the Get an Estimate tool.
Below is an example of what you might save if you enroll in a Silver plan. Eligible Marylanders will receive this financial help automatically when enrolling in any bronze, silver, gold, or platinum plan sold through Maryland Health Connection.
Marylanders ages 18-37 receive extra help in addition to the Maryland Premium Assistance.
| Household Type | Income | 2026 Monthly Silver Plan Price WITHOUT Financial Help from Maryland | 2026 Monthly Silver Plan Price WITH Financial Help from Maryland | Monthly Savings |
|---|---|---|---|---|
| One individual, age 30 | $39,125 | $275.18 | $121.29 | $153.89 |
| Two individuals, ages 61 and 60 | $52,875 | $371.89 | $274.07 | $97.82 |
| Four individuals, ages 51, 50, 15, and 13 | $104,487 | $867.24 | $723.57 | $143.67 |
