Dental Plans

Dental Plans

Dental care is an important part of your overall health. Enroll in a dental-only plan or add dental when you buy a health plan!

Open enrollment for 2020 dental plans began Nov. 1. Enroll by Dec. 15 for coverage starting Jan. 1, 2020.  If you've had a life event such as marriage or job loss, you may be eligible for a special enrollment period or Medicaid that includes dental.


What plans are available?

When you apply through Maryland Health Connection, you will be able to buy a dental-only plan or enroll in dental at the same time you buy a health plan. Check with your dental provider for what plans they accept before you enroll, or click on a provider below.

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Does my health plan already include dental coverage?

Check with your insurance company to see if your health plan includes dental coverage for your family. All health plans are required to offer pediatric dental, so your children are covered.

If you’re enrolled in Medicaid or MCHP

Dental coverage is free for pregnant women, children enrolled in Medicaid, and adults in Rare and Expensive Case Management (REM).

Some managed care organizations (MCOs) (PDF) offer limited dental coverage for adults 21 and older.

Frequently Asked Questions

Yes: Open enrollment for dental plans is November 1 to December 15. Coverage starts on January 1.

You can choose either from a dental-only plan or a dental plan in addition to your health plan. Maryland Health Connection offers child-only and family dental plans.

All of our qualified health plans cover dental services for children. In fact, preventive dental services for children – such as checkups – are free of all cost-sharing. In addition, we currently offer stand-alone dental plans for children who are not enrolled in a health plan through Maryland Health Connection.

If you’re enrolling in Medicaid, your MCO may offer limited adult dental services (PDF). For pregnant adults and children younger than 21, dental care, including exams, cleanings, fillings, and braces if medically necessary are covered through the Healthy Smiles Dental Program (1-855-934-9812).

Please note that dental benefits are not protected by the out-of-pocket maximum established by the Affordable Care Act. Also, any advance premium tax credits that a person receives through Maryland Health Connection cannot be used to help pay for the costs of standalone dental plans.

Note that the Affordable Care Act treats dental coverage differently for children versus adults. For children, dental coverage is an “essential health benefit,” which means it must be made available to you and is included in Maryland as part of a medical plan. Insurers do not have to offer adult dental coverage.


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No; Advance Premium Tax Credits may only be applied to qualified health plans sold through Maryland Health Connection.


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Yes, there typically will be separate bills.


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You can get help understanding dental plans and benefits from the National Association of Dental Plans. For more information, visit www.nadp.org.


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