After a job loss or reduction in hours, your company may offer you coverage under the Consolidated Omnibus Budget Reconciliation Act (COBRA). This is an opportunity to continue your current health coverage for typically up to 18 months at an increased personal cost, since you will be paying the portion your employer used to pay.

If you already have enrolled in coverage through COBRA, you must either wait for open enrollment in the fall or wait for your COBRA benefits to expire before you can enroll through a special enrollment period with Maryland Health Connection.

If you have not yet enrolled in COBRA, you can estimate the cost and benefits of Maryland Health Connection coverage to compare with that of COBRA. Use our Get an Estimate tool to understand your options before making a decision.