A plan that covers an individual or family in the event of a major medical emergency. While the plan offers low monthly premiums that often make it more affordable than other plans, its deductible is much higher. This means that the individual or family typically pays out of pocket for most medical care, unless there is a very expensive health care event.
Unlike other plans, if you enroll in a catastrophic plan, you won’t be eligible for tax credits that may lower your premium costs, or for other savings. To qualify for a catastrophic plan, an individual must be under 30 years old or receive a hardship exemption, which is a determination that they are unable to afford health coverage.
Finding the Right Plan with MHC
If I'm enrolled in a plan this year, do I need to shop again for next year?
Maryland Health Connection P.O. Box 857 Lanham, MD 20703.