Notice: An emergency special enrollment is open through Dec 15, 2020. The application is available daily from 5 a.m. to 1 a.m.

SIGN IN

Notice: An emergency special enrollment is open through Dec 15, 2020. The application is available daily from 5 a.m. to 1 a.m.

Health Maintenance Organization (HMO)

Health Maintenance Organization (HMO)

Health Maintenance Organization (HMO)

Health Maintenance Organization (HMO)

Health Maintenance Organization (HMO)

An HMO is a type of health insurance plan that usually limits coverage to care from doctors who work for or contract with the HMO. An HMO generally won’t cover or has limited coverage for out-of-network care, except in an emergency. HMO members usually have a primary care doctor and must get referrals to see specialists. HMOs often provide integrated care and focus on prevention and wellness. In general, HMO plans are the least expensive plans that health insurance companies offer.

Some have broad provider networks while others have narrow (or basic) provider networks:

A broad provider network means that comparably more providers, hospitals and pharmacies contract with the HMO network. Broad HMOs are typically more expensive than narrow HMOs because they offer more choice for members to select where and from whom they receive their care and prescription drugs.

A narrow provider network means that comparably fewer providers, hospitals and pharmacies contract with the HMO network. Narrow HMOs are typically the least expensive HMO plans because patients have more limited options to select where and from whom they receive their care and prescription drugs.

Privacy Settings
We use cookies to enhance your experience while using our website. If you are using our Services via a browser you can restrict, block or remove cookies through your web browser settings. We also use content and scripts from third parties that may use tracking technologies. You can selectively provide your consent below to allow such third party embeds. For complete information about the cookies we use, data we collect and how we process them, please check our Privacy Policy
Youtube
Consent to display content from Youtube
Vimeo
Consent to display content from Vimeo
Google Maps
Consent to display content from Google
Spotify
Consent to display content from Spotify
Sound Cloud
Consent to display content from Sound