Thanks to a new law this year, many more families can get financial help to purchase a high-quality health plan on Maryland Health Connection.

In the past, your family was not able to get financial help if your job offered health coverage.

Some employers, like small businesses, offer health care. However, it can be too expensive to get coverage through the employer for the entire family. But because your job offered coverage, your family was not eligible for financial help through Maryland Health Connection.

Beginning Jan. 1, 2023, family members will be able to receive financial help even if you have affordable employee-only health coverage. Affordability for family members will now be based on the cost an employee has to pay for family coverage.

In Maryland, 53,000 individuals were affected by what was called the family glitch.

That means that some people who haven’t qualified for financial help in the past can get help to lower the cost of premiums. It’s worth checking this year to see if your family can save more on health insurance. If you have job-based coverage, but haven’t been able to afford health coverage for your family — get an estimate through Maryland Health Connection. See if your family can save on coverage for 2023.

Beginning today, Tuesday, Nov. 1, you can now enroll in health plans at MarylandHealthConnection.gov.

Here is what you need to know:

Open enrollment runs from Nov. 1, 2022, through Jan. 15, 2023. Coverage starts Jan 1, 2023 for plans selected before Dec. 31 while coverage starts on Feb. 1, 2023 for plans selected in the first two weeks of January.

All plans available through Maryland Health Connection cover important health benefits, including doctor visits, prescriptions, mental health services, and more.

Maryland Health Connection offers health plans from insurance companies you know, like CareFirst, Kaiser Permanente, and UnitedHealthcare. This year, no matter where you live in Maryland, you will have a choice of plans from multiple insurance companies.

If you need help enrolling, we’ve got you covered. Trained experts are available to help you sign up for a health plan. Go to MarylandHealthConnection.gov/help to find free assistance near you. Get free help enrolling by phone, through virtual support, or in person.

New this year, Maryland Health Connection offers Broker Connect. Consumers can get a call back from an authorized insurance broker in 30 minutes or less. Best of all, it’s free.