Open enrollment starts Nov. 1! The application is available daily from 6 a.m. to 11 p.m.


Open enrollment starts Nov. 1! The application is available daily from 6 a.m. to 11 p.m.

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Do I Need Health Insurance?

Do I Need Health Insurance?
Can you put a price on good health? A health insurance plan can protect not only your health, but also your financial future. Understanding and paying for health insurance can be a bit scary. Sometimes the young and healthy don’t think that health insurance is necessary and is too expensive. Maryland Health Connection is the only place where you can get help paying for insurance.

Health Insurance is too expensive!
Access to quality primary care is important and can prevent serious health issues. A plan with Maryland Health Connection covers your yearly checkup with your provider. It also covers vaccinations and tests for illnesses like cancer and diabetes. These services are free with your health plan.

Doctors have the right to deny patients that are uninsured even if you are willing to pay out of pocket. Maryland Health Connection is the only place to get financial help to pay for your insurance plan. Without health insurance the average emergency room visit in Maryland is $2200. Protect yourself from unexpected medical costs with health insurance. The average Maryland Health Connection customer saves $300/month.

Health Insurance is too complicated!
Health insurance is important because it can be there for you, for the big things, like a trip to the ER and for the little ones like medications, doctor visits. Every plan covers primary care visits, emergency care, mental health services, and generic prescriptions that allows you to get the care you need. This also means you’ll be paying less out-of-pocket for things.

When it comes to health insurance there are certain terms that can be confusing such as:

Premium - amount that you pay to keep your health insurance active.
Copayment - fixed dollar amount for covered services.
Deductibles - the amount you owe for covered services before your plan begins to pay.

At Maryland Health Connection we can help you through the process of choosing the right health plan to fit your needs. Depending on your health care needs, you might need a plan that has a lower monthly bill or you might want a plan where the monthly bill is higher, but it starts paying for services sooner.

Do some research. Here’s some quick links to help you think about your coverage options:

Choose a plan

Use your coverage

And, best of all, Maryland Health Connection offers free help to understand what will work best for you and your budget.

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