Notice: An emergency special enrollment is open through Dec 15, 2020. The application is available daily from 6 a.m. to 11 p.m.

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Notice: An emergency special enrollment is open through Dec 15, 2020. The application is available daily from 6 a.m. to 11 p.m.

Actuarial Value

The percentage of total average costs for covered benefits that a plan will cover. For example, if a plan has an actuarial value of 70 percent, on average, you would

Advance Premium Tax Credit (APTC)

A tax credit that can reduce what you pay for health insurance. When you apply for coverage through Maryland Health Connection, you’ll estimate your household income to find out if

Affordable Care Act

The 2010 Patient Protection and Affordable Care Act (ACA) requires states to establish and operate a health insurance exchange by 2014, or to participate in a federal exchange. Maryland opted

Allowed Amount

Maximum amount on which payment is based for covered health care services. This may be called “eligible expense,” “payment allowance" or "negotiated rate." If your provider charges more than the

Annual Limit

A cap on the benefits your insurance company will pay in a year while you’re enrolled in a particular health insurance plan. Caps are sometimes placed on particular services such

Annual Open Enrollment Period

The period of time each year during which any individual eligible to enroll in a private health plan through Maryland Health Connection may enroll or change coverage. Open enrollment to

Appeal

A request for your health insurance company or plan to review a decision or a grievance. Learn more here about Maryland Health Connection's appeals process.

Application ID

A unique identification number. After you apply for coverage, you’ll get a notice with your eligibility results and Application ID. You'll need this to continue an existing application, compare plans,

Authorized Representative

An authorized representative is someone who you choose to act on your behalf with the Maryland Health Connection, like a family member or other trusted person. Some authorized representatives may

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