Big changes are coming in 2026.
We are here to help.

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Starting next year, federal rules will change health insurance in Maryland. We are here to help you understand what’s happening and what you can do to stay covered and save money.

4 things to know right now:

1.  Use Your Coverage. Your 2025 Plan Is Still Good!

If you have health insurance through Maryland Health Connection, your current 2025 plan hasn’t changed. Use your benefits through the end of the year.

Now is a great time to:

• Schedule your free annual wellness checkup

• Get care for health needs you’ve been putting off

• Use your plan before any changes happen

2. Plan for higher costs

The extra savings (enhanced premium tax credits) funded by the federal government will probably end this year.

That means costs will go up in 2026.

But don’t worry - we’ll help you:

• Compare plans

• Find one that fits your budget

• Connect with free help

3. Catch Up on Taxes Now

Don’t lose your coverage! Some people could lose their coverage if they did not file their taxes after getting financial help with payments.

 Here’s what you can do:

• File your taxes if you haven’t yet (especially if you received premium tax credits in 2024. File your 2024 return and IRS Form 8962 to stay eligible for savings in 2026)

• Look out for messages from Maryland Health Connection during open enrollment. We’ll let you know when you can explore 2026 plans or if we need documents for your application.

4. Some People May Need to Send In Extra Info

We may need to check your income again during Open Enrollment. If we do, we’ll send you a message.

Be sure to check your online account so you don’t miss anything.

Need Help?

Maryland Health Connection remains committed to helping Marylanders get covered. We’re here to help - and we’ll guide you every step of the way.

Free expert assistance is available, and there are many ways you can get free help:

• Talk to a trained expert in your area, for free!

• Call us at 855-642-8572. Deaf and hard of hearing use Relay.

• If you had help enrolling with a broker, contact your broker for assistance.

Stay Informed. Stay Covered.

We know these changes can be confusing. But you’re not alone. As your trusted local resource, we’ll make sure you have the facts, the tools, and the support to stay covered and stay healthy.

Find an event in your area. You can also sign up for text alerts or email notifications to stay updated with the latest news and updates.

Open enrollment begins November 1, 2025.