See if you qualify to enroll in health coverage now. The application is available daily from 6 a.m. to 11 p.m.
See if you qualify to enroll in health coverage now. The application is available daily from 6 a.m. to 11 p.m.
There are several categories of insurance plans: metal levels called Bronze, Silver, Gold, and Platinum, as well as Catastrophic plans. Plans in these categories differ based on how you and the plan share the costs of your care.
If you qualify for cost-sharing reductions (reduced out-of-pocket costs like deductibles and copays), you can access these savings only by choosing a Silver plan.
People under 30 and some people with limited incomes may buy an alternative kind of coverage called a “Catastrophic” health plan.
Plan Level | Insurance Company Pays (on average) |
You Pay (on average) |
---|---|---|
Bronze |
60% of health care costs | 40% of health care costs |
Silver |
70% of health care costs | 30% of health care costs |
Gold |
80% of health care costs | 20% of health care costs |
Platinum |
90% of health care costs | 10% of health care costs |