Changes are coming to your health insurance. Here’s what you need to know.

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Changes are coming to your health insurance. Here’s what you need to know.

Outstanding Verification

When you complete an application through Maryland Health Connection, we ask for certain information about you and your household like your citizenship and income (if you are interested in financial

Payment Frequency

You can choose how often you would like to pay your insurance premiums. If you choose monthly, your premium payments will be due each month.

Physician Services

Health care services that a licensed medical physician (M.D.–Medical Doctor or D.O –Doctor of Osteopathic Medicine) provides or coordinates.

Plan

A benefit your employer, union or other group sponsor provides to you to pay for your health care services.

Plan Level

Health insurance plans offered on Maryland Health Connection are categorized into four metal Levels: Bronze, Silver, Gold, and Platinum. The metal level represents the average portion of your medical expenses

Plan Type

The types of health insurance plans offered through Maryland Health Connection are Health Maintenance Organization (HMO), Preferred Provider Organization (PPO), Point-of-Service (POS), Exclusive Provider Organization (EPO), Integrated Delivery System (IDS),

Point-of-Service (POS)

A type of health insurance plan where you can get medical care from both in-network and out-of-network providers. You’ll pay less if you use in-network doctors, hospitals, and other health

Policy

The contract (agreement) between the person buying health insurance and the company providing it, describing specific health care services that are covered, any coverage limitations and any out-of-pocket costs (such

Pre-Existing Condition

A health problem, like asthma, diabetes, or cancer, you had before the date that new health coverage starts. Insurance companies can't refuse to cover treatment for your pre-existing condition or

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