When a provider bills you for the difference between the provider’s charge and the allowed amount. For example, if a doctor charges $100 and the allowed amount is $70, the

A benefit level is a group of plans that have similar value. The groupings help you compare plans with similar covered benefits and costs to determine the plan that best

Products and services covered under health plans.

Authorized insurance brokers can help you choose an insurance company and health plan that meet the needs of you and your family, and help with any administrative problems. There is

One of four plan categories, also known as metal levels. Bronze plans usually have the lowest monthly premiums, but the highest costs when you get care. They can be a

A company that provides health insurance plans.

A plan that covers an individual or family in the event of a major medical emergency. While the plan offers low monthly premiums that often make it more affordable than

A medical examination to test your general state of health.

An integrated care approach to managing illness that includes screenings, checkups, monitoring and coordinating treatment and patient education. It can improve your quality of life while reducing your health care

A request for payment that you or your health care provider submits to your health insurer after you receive items or services you think are covered.