Changes may be coming to your health insurance. Here’s what you need to know.

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Changes may be coming to your health insurance. Here’s what you need to know.

Long Term Care

Services that include medical and non-medical care provided to people who are unable to perform basic activities of daily living such as dressing or bathing. Long-term supports and services can

Marketplace

Maryland Health Connection is the state’s marketplace for consumers to compare, shop and enroll in health coverage.

Maryland Premium Assistance

A state-funded subsidy program to help Maryland residents of any age with incomes up to 400% of the federal poverty level (FPL) pay for their monthly health insurance premiums. This

Medicaid

A federal-state program that provides free health coverage for eligible low-income children up to age 21 and adults, as well as pregnant women who qualify. For more information, go to

Medically Necessary

Health care services or supplies needed to prevent, diagnose or treat an illness, injury, condition, disease or its symptoms and that meet accepted standards of medicine.

Metal Level

There are several categories of insurance plans: metal levels called Bronze, Silver, Gold, and Platinum, as well as Catastrophic plans. Plans in these categories differ based on how you and

Minimum Essential Coverage

The type of coverage an individual needs to have to meet the individual responsibility requirement under the Affordable Care Act is called “minimum essential coverage.” If you do not and

Modified Adjusted Gross Income (MAGI)

The figure used to determine eligibility for lower costs through Maryland Health Connection, including private health plans, Medicaid and the Maryland Children’s Health Program (MCHP). Generally, modified adjusted gross income

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