See if you qualify to enroll in health coverage now. The application is available daily from 6 a.m. to 11 p.m.

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See if you qualify to enroll in health coverage now. The application is available daily from 6 a.m. to 11 p.m.

Network

The list of the doctors, other health care providers, and hospitals that a plan has contracted with to provide medical care to its members. These providers are called network providers

Non-Preferred Provider

A provider who doesn’t have a contract with your health insurer or plan to provide services to you. You’ll pay more to see a non-preferred provider. Check your policy to

Open Enrollment

A designated period of time each year during which individuals or employees can enroll in a health insurance plan or make changes to their coverage. Maryland open enrollment is Nov.

Out-of-network Coinsurance

The percent you pay of the allowed amount for covered health care services to providers who do not contract with your health insurance or plan, for example, 40%. Out-of-network coinsurance

Out-of-network Copayment

A fixed amount you pay for covered health care services from providers who do not contract with your health insurance or plan, for example, $30. Out-of-network copayments usually are more

Out-of-Pocket Costs

Any cost or fee for medical services paid by the patient such as copayment or coinsurance. Out-of-pocket expenses will not be reimbursed by the insurance plan.

Out-of-Pocket Estimate

An estimate of the amount that you may have to pay on your own for health care or prescription drug costs. The estimate is made before your health plan has

Out-of-Pocket Limit

The most you pay during a policy period (usually a year) before your health insurance or plan begins to pay 100% of the allowed amount. This limit never includes your

Outstanding Verification

When you complete an application through Maryland Health Connection, we ask for certain information about you and your household like your citizenship and income (if you are interested in financial

Payment Frequency

You can choose how often you would like to pay your insurance premiums. If you choose monthly, your premium payments will be due each month.

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